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    Home » Easy Recipes » Desserts & Treats

    4 Ingredient Banana Bread (with Chocolate Chips!)

    Published: May 31, 2025 · Modified: May 31, 2025 by Susan Moncrieff · This post may contain affiliate links · Leave a Comment

    Jump to Recipe Print Recipe

    If you love banana bread but don’t want the hassle of measuring flour, sugar, and baking soda, this easy 4 ingredient version is for you! It uses a box of spice cake mix and a few kitchen staples to create a flavorful, moist loaf that comes together in minutes.

    Slices of banana bread made with cake mix and bananas, showing the moist texture and chocolate chip pieces.

    If you're looking for other super easy banana recipes, try my cake mix banana muffins or these Banana Chocolate Cake Mix Muffins. Both are beginner-friendly and a hit with kids and adults!

    Table of contents

    • Why I Love This Recipe
    • Ingredients
    • Instructions
    • Storage Tips
    • Printable Recipe

    Why I Love This Recipe

    This recipe only uses 4 ingredients and comes together in one bowl.

    The spice cake adds warm cinnamon and nutmeg flavors without any extra work or having those spices at home.

    Chocolate chips make this banana bread feel a little more special—without adding fuss.

    It’s freezer-friendly and perfect for using up overripe bananas.

    Ingredients

    1 box spice cake mix (yellow cake mix with cinnamon or pumpkin spice mix can be substituted.

    3 ripe bananas (large). If you only have small bananas, I use 3 ½ to 4 little bananas just to make up the volume.

    2 eggs, room temperature

    1 cup chocolate chips (reserve ½ cup for topping). Use your favorite type of chocolate chips (I like milk chocolate, you might like semi-sweet or dark chocolate!).

    banana bread ingredients including bananas, eggs, spice cake mix and chocolate chips

    Instructions

    Step 1
    Preheat your oven to 350°F. Grease a standard 9x5 loaf pan or line it with parchment paper.

    Step 2
    In a large mixing bowl, mash the bananas until smooth.

    chocolate banana muffins
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    mashed bananas with some banana chunks in a clear glass bowl.

    Step 3
    Add the eggs and spice cake mix to the bowl. Stir until everything is just combined. Do not overmix.

    Step 4
    Fold in ½ cup of the chocolate chips. Pour the batter into the prepared loaf pan and smooth the top.

    pouring 4 ingredient banana bread batter in loaf pan

    Step 5
    Sprinkle the remaining ½ cup of chocolate chips evenly over the top of the batter.

    4 ingredient banana loaf pan ready for the oven.  Lots of chocolate chips on top!

    Step 6
    Bake for 50–55 minutes, or until a toothpick inserted in the center comes out clean (melted chocolate is okay!). Let the loaf cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.

    Helpful hint - make sure you are poking in the center! If you have a skewer, you can poke a little deeper. The edges cook faster than the center. Don't be fooled that it's done early - make sure to test properly.

    Slices of banana bread made with cake mix and bananas, showing the moist texture and chocolate chip pieces.

    Storage Tips

    Store leftover banana bread tightly wrapped at room temperature for up to 3 days.

    Refrigerate for longer storage (up to 5 days).

    This bread also freezes well—slice and wrap individually for an easy snack or breakfast.

    FAQs

    Can I use a different cake mix flavor?

    Yes! Yellow or chocolate cake mix work, but spice cake adds the best flavor without needing extra spices. I've made a 3 ingredient banana bread with yellow cake mix.

    Can I leave out the chocolate chips?

    Definitely. The bread is still sweet and flavorful on its own.

    Can I make this into muffins?

    Yes. Try my cake mix banana muffins or these Banana Chocolate Cake Mix Muffins. Both are easy and delicious!

    How ripe should my bananas be?

    Bananas should have lots of brown spots—this ensures natural sweetness and moisture.

    • sliced banana bread on a white plate.
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    Printable Recipe

    Slices of banana bread made with cake mix and bananas, showing the moist texture and chocolate chip pieces.
    Print Recipe
    No ratings yet

    4 Ingredient Banana Bread (with Chocolate Chips!)

    If you love banana bread but don’t want the hassle of measuring flour, sugar, and baking soda, this easy 4 ingredient version is for you! It uses a box of spice cake mix and a few kitchen staples to create a flavorful, moist loaf that comes together in minutes.
    Prep Time10 minutes mins
    Cook Time50 minutes mins
    Total Time1 hour hr
    Course: Dessert
    Cuisine: American
    Servings: 12
    Calories: 305Kcal
    Author: Susan Moncrieff

    Ingredients

    • 1 box Spice Cake Mix I usually use Betty Crocker
    • 3 Large Bananas
    • 2 Large Eggs
    • 1 Cup Chocolate Chips reserve ½ cup for topping

    Instructions

    • Preheat oven to 350°F. Grease a 9x5 loaf pan or line it with parchment paper.
    • In a large bowl, mash the bananas until smooth.
    • Add eggs and the dry spice cake mix. Stir until just combined. Do not overmix.
    • Fold in ½ cup of chocolate chips.
    • Pour the batter into the prepared loaf pan. Smooth the top and sprinkle the remaining ½ cup of chocolate chips evenly over the batter.
    • Bake for 50–55 minutes, or until a toothpick/wooden skewer inserted into the center comes out clean (melted chocolate is fine). Make sure you test the middle because the edges bake faster.
    • Let cool in the pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

    Notes

    Substitutions:
    Use yellow or chocolate cake mix instead of spice cake mix, if preferred. Chocolate chips can be replaced with chopped nuts or skipped entirely.
    Storage:
    Store banana bread tightly wrapped at room temperature for up to 3 days, or in the fridge for up to 5 days. For longer storage, slice and freeze individual pieces.

    Nutrition (I am not a nutritionist. These are estimates only)

    Serving: 1g | Calories: 305Kcal | Carbohydrates: 50g | Protein: 3g | Fat: 11g | Saturated Fat: 4g | Polyunsaturated Fat: 1g | Monounsaturated Fat: 4g | Trans Fat: 0.003g | Cholesterol: 31mg | Sodium: 295mg | Potassium: 323mg | Fiber: 2g | Sugar: 33g | Vitamin A: 68IU | Vitamin C: 3mg | Calcium: 58mg | Iron: 2mg
    Slices of banana bread made with cake mix and bananas, showing the moist texture and chocolate chip pieces. Text overlay says 4 ingredient banana bread using cake mix.

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    I'm Susan! I love sharing easy recipes, especially those that take less than 30 minutes and have less than 5 ingredients. I'm passionate about gardening and creating flower planters. My home is 100 years old and sometimes you will see it in my posts! It was a true fixer upper and I love it!

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    Slices of banana bread made with cake mix and bananas, showing the moist texture and chocolate chip pieces. Text overlay says 4 ingredient banana bread using cake mix.

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